What is a Prescription Drug Plan (Part D)?

What is a prescription drug plan and what does it do?


Medicare Part D refers to optional prescription drug coverage. This is not covered by Original Medicare or Medicare Supplement plans, but is often included with Medicare Advantage plans.  You can purchase separate stand-alone Part D coverage plans.


Anyone who is eligible for Medicare can enroll in a Medicare Part D plan. 


These are plans that help pay for prescription medications, and are only available from private insurance companies, with oversight by CMS.


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