What is Original Medicare?

What is Original Medicare and what type of coverage does it offer

Original (or Traditional) Medicare refers to Medicare Parts A & B, which are administered directly by CMS.  

Part A covers inpatient hospital-related services, skilled nursing facilities and in limited circumstances at-home and emergency care. 

Part B covers medical services and supplies that are medically necessary to treat your health condition. These services include doctor visits, lab tests, outpatient care, preventive services, ambulance services, immunizations, & necessary equipment like wheelchairs. 

Original Medicare covers 80% of Part A & B costs, but it does not cover prescription drugs (otherwise known as Part D) or any other medical services.

If you don’t enroll in Part B when you’re first eligible, or if you drop it and enroll again later, you may have to pay a late-enrollment penalty for as long as you have Medicare.